(2) However, these companies find credit card processing services to be crucial to their. Sales of money-orders or foreign currency by non-financial. Online gaming operators may have to shop-around for a high-risk merchant account. Get on the path to payments performance. means less management required and a lower risk of failure. Financial institutions typically screen merchants through the MATCH list to verify whether they have a history of poor business activities or have ever had their ability to process. MCC 4112. The Visa Dispute Monitoring Program, or VDMP, gives Visa a way to keep tabs on chargeback activity at the merchant level. Below is a list of MATCH reason codes: 01: Account data compromise. advocate and industry-leading provider of managed-risk merchant A business that accepts credit cards for goods or services. Dharma Merchant Services: Best for merchants who process more than $10,000/month. Our high risk merchant accounts provide: EMB is the #1 solution for high risk merchants offering all-inclusive payment processing solutions for every kind of business with a 99% approval rating. GBO has the skills and experience needed from. 5% - 5%. Stripe. PaymentCloud – Surcharging. Paytm First Games - Top gaming startups in India. They have had to use either direct providers, horizontal industry gateways that have been open to serving high-risk merchants and high-risk specific gateways (e. A global coverage. A high-risk payment gateway is a payment gateway solution for businesses that present a high degree of risk for payment processing companies—either because they have a higher than usual percentage of chargebacks, there is a higher risk of fraud or a few other reasons that will be outlined below. Clearly Payments: Best For Membership Pricing. Each merchant service provider received a rating based on over 50 data points. High volume merchant accounts are usually offered to businesses with a turnover of over $100,000 and hundreds of small payments each day. Typically, the RNG can be. Achieve higher transaction approval rates, lower the risk of fraudulent transactions, increase revenue. Merchant Portal FAQ FAQ-4011 Page 3 of 9 For merchants Two Days in Arrears Monday: Merchant processes transactions Monday night: Monday’s transactions are settled or “batched out” Tuesday: Funds held (day 1) Wednesday: Funds held (day 2) Thursday: Paysafe releases the funds, triggering the EFT or ACH process. Computrad’s experience encompasses the delivery of fully managed outsourced hosting and services, expertise in mitigation and monitoring of Distributed Denial of Service (DDoS) attacks, deployment of mission critical network and security infrastructure and eGaming high transactional sites and payment platforms. These mechanisms vary widely in cost, but a typical online or physical high-risk merchant account payment gateway may cost anywhere from $50 to several hundred dollars, depending on your preempted volume. High volume merchant accounts are usually offered to businesses with a turnover of over $100,000 and hundreds of small payments each day. To open a business account for a gaming business there are unique requirements. The finest investment an online gaming business can make is to look for a high-risk merchant account that is reliable and trustworthy to process payments safely. 1 Onboarding Platforms:Like most high-risk merchant account providers, PaymentCloud does not disclose pricing information online. Online gaming merchant account solutions here. 6% plus 10¢ per transaction, while online rates come in at 3. Categories: Forex. Identify any sudden or unusual merchant activity from low- to high-risk merchants. The flow of payments in a gaming business is totally dependent on the degree of digitization that has overtaken the internet service sector over the past decade, and has been radically affected by the impact of the COVID-19 pandemic. CDGcommerce: Best for an eCommerce/MOTO specialist. The Impact of Online Gaming Fraud on Operators. Typically charges are bit higher than standard eCommerce rates (High risk merchants so rates will be higher). It has a wide service range, such as. Common merchants that offer senior discounts include grocery. The company has an excellent reputation for honesty, fair rates, and great customer service. 5 billion, with a net income of £1. Dharma’s monthly fee is $20 per month. Search for a provider with extensive experience serving the online gambling industry. Fax services. 2. PCI compliance means that your systems are secure, reducing the chances of data breaches. Look for people who are knowledgeable in the gaming and gambling industries in particular. With a simple API integration, we make it easier for. 122 Appendix A: Omitted. Adult entertainment. If you are a high-risk merchant including iGambling, adult, delta8, facsimiles, or have a portfolio of hi-risk. Durango Merchant Services is one of the oldest and best high-risk merchant service providers. This is why,. Automated Data Collection. 7 . Credit card payment processors with. Chase Payment Solutions Canada: Best Large, Direct Payment Processor. Seamlessly integrate payment methods to connect cards and digital wallets. Chargeback management fees; The Volume Capabilities. In some cases, payment gateways for high-risk. The main reason these credit policies differ is due to the processor’s ability to. PaymentCloud: Best overall. The price paid for the sub-license has varied, largely due to the levels of demand. Why You’re a High-Risk Business. Set up payment options to receive payments from players and to pay out winnings. So for Canadian businesses serving a large. The flow of payments in a gaming business is totally dependent on the degree of digitization that has overtaken the internet service sector over the past decade, and has been radically affected by the impact of the COVID-19 pandemic. 5% to 3. The latter is especially crucial, as data from Chargebacks911 states a single chargeback will cost merchants $190. SquareAuthorize. Key Points. A high risk merchant account is a certain type of business bank account assigned to those merchants who present a degree of risk associated with their business. 5% per transaction Other Fees that may apply; High-Risk annual registration cost for dating sites: $500 High-Risk annual registration cost for other high-risk sites: $1,000 For specific plans, a 3% surcharge applies if the transaction amount is less than $10. With a focus on transforming the payment landscape, the company's innovative approach has propelled it into rapid growth, making it a game-changer in the industry. The collapse of Barings Bank in February 1995 was caused by colossal losses incurred by a single rogue trader. Durango Merchant Services has been in the payment-process game for over two decades. Hardware: Quote-based. In Summary: The 8 Best Offshore Merchant Account Providers For Small Businesses. Risks are heightened when the. ”. The main difference between online gambling and casino businesses and other businesses such as brick-and-mortar retail stores is how risky these businesses are to acquirers. PayKings is leading the industry of payment processing, especially for high risk merchants. Pricing at a GlanceSubscription/Recurring Payments and Negative Option Billing Merchants – FAQs; Customer compliance programs. Fraudsters use other people’s cards, which may work but incur chargeback fees. Show Summary. This will provide acquirers with the opportunity to develop and review enhanced or incremental. Nonetheless, we have a high endorsement rate for high risk merchants and offer. A high-risk merchant account means payment processors and card networks view the company as being more likely to default on its payments, suffer high levels of chargebacks, or even commit fraud. Medium-risk merchants should invest in robust fraud prevention tools and employ strategies like customer authentication and proactive chargeback management. GBO specializes in helping online gambling and crypto services companies to open bank accounts in Europe – both B2B and C2B. The guide contains risk management information aimed to assist those new to the payment system as well as seasoned organizations. Timeline. 99% with a flat fee of 10¢ – 49¢ for these transactions. It will typically allow payments to be made via credit and debit card. • Receive Credit Card Dispute inquiries from members and provide guidance regarding existing. Prepaid cards, checks, insurance or other financial merchandise or services. Discover how high risk payment processing can benefit your online gaming business with our comprehensive guide. Ongoing Merchant Acquiring Fraud Risk Monitoring 101. GBO’s package, last update 20. However, the term merchant services can also encompass the behind-the-scenes process by which a business. Merchant services is a broad term used to describe a range of financial services for businesses—most generally, the services a business uses to accept and process payments, otherwise known as merchant processing. net payment gateway. Fastest application process: Soar Payments. Online gaming communities that value uptime will choose a managed dedicated server for web hosting. With the strengths in placing high-risk businesses, this PaymentCloud brought the high-risk merchants a lot of benefits such as a network of third-party processors. The High-risk Experience. Juli 2018–Heute5 Jahre 4 Monate. 19 and is now in the Hodeidah port area in Yemen,. generally took place in the lines of business, with the business people and the group risk officers and their staffs as the “first line of. Merchant services is what allows you as a retailer to accept credit cards and other electronic payments. : Best for global payment processing. Instabil is a leading high risk merchant account provider for online gambling merchants, e-commerce, MOTO, and retail businesses. Our payment processing solutions cover in excess of 40+ acquirers and processors and over 240 Direct Alternative Payment method integrations. Our payment-specific solutions allow businesses of all sizes to. With Instabill, that’s a thing of the past. Ultra-high-risk industries (like adult, firearms, and e-cigs) can even see higher rates. B2B license in Curacao is for service providers to legally offer their services to other gaming operators, promoting industry expansion. We aim to preserve the integrity of the payment system, which is why we work proactively and collaboratively with our customers to grow business while minimizing risk. Visa uses the VDMP as a way to audit merchant outlets, identify any business generating an excessive number of disputes, and take action to address the situation. 🌐 Industry Expertise: In my extensive career, I have garnered invaluable. In 2020, researchers at Lancaster University in the. Mastercard Payment Gateway Services (MPGS) provides advanced payment processing and fraud prevention technology to merchants, technology partners and acquirers across the globe. Stax: Best for Larger Businesses 2. According to the recent update from 13. But, when gaming gets associated with gambling, the level of risk increases. Look for a bank that best fits. A gaming merchant account is interpreted as a high-risk account for many reasons: The turnover rate at your business may be too high. Host Merchant Services: Best for Interchange-Plus Pricing. Here, we break down the difference between iGaming and eGaming, and discuss payment options for online gaming companies. Slot Machines. Located in California, PaymentCloud is a company starting its business since 2010 designed Authorize. High-risk merchant accounts are payment processing accounts geared to businesses operating in high-risk industries and more prone to chargebacks, fraud, regulatory hurdles, and legal issues. services (often referred to as “ high risk A merchant that is considered a high risk based upon the credit, product, method, ticket size or volume. Our key services include: Payment Gateway Integration: Seamlessly integrate payment. what is a high risk merchant account. Provide a frictionless and fast pay-in and payout experience. For over 21 years I have been focused on decision optimization, risk management, and data science. 6% plus 10 cents per transaction. Leading video game developers and distributors choose us because our payment gateway facilitates an omnichannel payment process for consumers, combining global acquiring capabilities, 100+ payment methods, proprietary risk management technologies, and customisable products within a single, seamless integration. 1 • Management identification of Merchant Service Providers (MSRs) and ISOs used • Contingent liabilities arising from the bank’s processing activities . To help you find the right solution for your needs, we’ve ranked our picks of the best merchant services for small business available today. Best for chargeback monitoring: SMB Global. Internet businesses with offshore. Curacao Sub-licenses are to be renewed until the beginning of 2024. With a 10-minute conversation, our merchant account experts can walk you through the possibilities at 1-800-530-2444. A high-risk merchant account is specifically designed to support payment processing for high-risk businesses. the example above, the Merchant descriptor for John’s Farm must be John’s Farm Parking; the descriptor for Ship Chandler must be Ship Chandler Restaurant. MCC Code. 4 Brand and Reputation Risk 8 Chapter 4. Octro is a renowned gaming company in India, founded in 2006 by Stanford alumnus Saurabh Agarwal. I recently joined PayPal through the acquisition of Swift Capital where I was the Head of Risk. Many acquirers and payment service providers (PSPs) believe a rigorous onboarding process is enough to keep them safe from risky merchants. Management: A group of seasoned individuals who have a thorough awareness of the business climate in the UAE and the region oversee IFZA. We take Visa’s Global Brand Protection Program very seriously and we can also work with you if you fall under one of their High-Brand Risk Merchant Categories. When this happens, Visa notifies the merchant acquirer of this change and provides. An Introduction to accounting topics which are of significant relevance to the gaming industry. Most e-gaming operators have experienced difficulties finding a reliable service provider and merchant account facilities necessary for credit card transaction processing. June 2023: New eCommerce acquiring. Industries that are categorized as high-risk merchants ( Example: Firearm sellers, vape and e-cigarette merchants, alcohol, and cigars) Credit History. Increase revenue and speed into target markets by performing proper due diligence. This may reduce your risk if you end up on a malicious web site. As with interchange-plus, the percentage markup for online and other card-no-present transactions is higher, ranging from about 2. Those fears arise from industry perceptions (and/or history) of higher chargebacks and incidences of fraud in some ecommerce industry sectors. Why payments play an instrumental role in the growth of the global iGaming market in 2023 and beyond. 13. By now, you probably know your business is classified as high-risk. Offers a variety of services, including online wallet, prepaid cards, and direct payment processing. High-risk accounts often come with limits to the number of transactions you can process, and most providers charge an additional. Curacao Sub-licenses are to be renewed until the beginning of 2024. The player who plays is also aware of this risk and so is the merchant who is providing a platform. . they should have a deep understanding of the unique challenges faced by the industry and be knowledgeable about the regulations. Most payment processing providers treat high-risk merchant accounts and high volume merchant accounts in the same way as they both are at high risk of fraud and chargebacks. Average payment processor costs. The banks we work with all have experience working with online companies. The risk management process serves as a communication tool for senior management and the board when evaluating whether management actions are consistent with board strategic objectives. When you begin your payment processing with us,. May 2022 - Present 1 year 7 months. ” Several additional factors go into determining whether a business is a high risk, including the business’s industry, its history of chargebacks, and its average transaction amounts. The company’s products include credit card processing, ACH processing, an online payment gateway, merchant cash advance, and. Improve customer satisfaction: Avoid placing an unnecessary hold on a customer’s payment card. Stricter terms A lot of standard merchant accounts have no contract. Low-risk merchants have lower chances of fraud, money laundering, and other financial hazards that will cause them to lose money. American Express considers a business more likely to have a high chargeback ratio to be a “high-risk merchant. EY Sustainability. The merchant account acts as the middleman between the. 25 for keyed/online transactions. High-risk merchants can be very attractive additions to your portfolio because they can generate significant financial rewards. We help companies who need to acquire an online gaming merchant account and run a sustainable business. The merchants give. The CeGLA website provides information about the licensing process for. As a result, Risk management. eMerchant Authority’s Online Gaming Merchant Options. We can provide B2C and B2B Gaming, Sportsbook and Casino operators full merchant facilities worldwide. To meet their needs and make the company formation procedure as seamless as possible, they work directly with clients. G2 Key Features. 4814. customer relationship management, accounting, human resources. 51% + $0. Gaming and interactive entertainment are considered high-risk businesses, which means service providers are frequently ineligible for merchant accounts at numerous sponsoring banks. Increase your revenue and never lose out on a sale again. These companies include nutraceuticals, online dating services, travel agencies, etc. Manage one-time and recurring billing so members can auto-pay on a set schedule. But companies like PaymentCloud can help you find competitive processing rates. GBO specializes in helping online gambling and crypto services companies to open bank accounts in Europe – both B2B and C2B. It has a high level of customization and allows users to pay using many methods. Step 1. The clue is in the title – risk management. American Express considers a business more likely to have a high chargeback ratio to be a “high-risk merchant. Search site. 95%. in-person; 2. 5. However, most merchants find that outsourced chargeback management is more cost-effective, produces better results, and offers. PAYARC – Multiple cash discount programs and robust support for international payment processing. 2. comAs the name implies, the Visa Fraud Monitoring Program, or VFMP, is a merchant monitoring initiative administered by Visa. Make iGaming payments simple with Paysafe's payment processing solutions. 805. Canadian high risk merchant accounts offer cost-effective processing solutions for domestic merchants, when compared to offshore merchant accounts. 5. Stripe. Excessive chargebacks are a prime reason why merchants are denied payment processing services. Forex Merchant Accounts opening in Europe! Contact usThe Galaxy Leader commercial ship was "illegally boarded by military personnel via a helicopter" on Nov. Search registers. This week, we sat down with Robert H. Capital International Bank has been designed around the needs of corporate clients and we have a strong. A high-risk merchant account is a type of bank account designed for businesses considered high-risk by. AMP or Application Management Panel is a game server management panel. Seamlessly integrate payment methods to connect cards and digital wallets. Over the past few years, the Sports Betting and iGaming industries have seen an increase of player activity and are anticipated to be valued at more than $92. Many embedded payment solutions support multiple currencies and payment methods. 2. Take a look at the five most common struggles facing adult merchants and our expert’s solutions for each one. 2. Make iGaming payments simple with Paysafe's payment processing solutions. Our process is simple so you can focus on your business. This means merchants wanting to access Authorize. Avoiding fraud. These promotions can be discovered on the internet or in various advertisements or deals. Amazon Fulfilled by Merchant ('FBM') Amazon Seller Fulfilled Prime ('SFP'). Can I Get A Senior Discount At Egaming? Many merchants offer senior discounts as a way to promote customer loyalty and attract older shoppers. The gaming industry tends to see a high rate of fraud attacks. GBO is one of the leading company formation agent in IFZA . You will need to comply with due diligence; show proof of your capital funds; present a business plan and outline the tools your company. Gaming payment processing typically involves a. My journey in the dynamic world of sales has been characterized by a deep-seated passion for driving growth and cultivating strategic partnerships. This means that starting April 2022, a fully vetted mobile wallet user—one who has fulfilled all. Managing this risk is a full-time job in itself. When looking for a merchant account for your gambling business, save time by seeking out companies that explicitly support gambling. We offer a secure, seamless, end-to-end processing solution for all businesses, no matter what the risk. Description. Still, most competitors do not accept high-risk merchants at all. High-Risk Merchant Accountsmeans less management required and a lower risk of failure. , or NMI, is a payment gateway service that provides processing for high risk merchant accounts. This will save time for yourself and the participants. For information on our high risk merchant accounts, call us toll-free at 1-800-318-2713 or contact us online today. Playing a multiplayer internet game sometimes requires an exception in the rule set for the firewall to allow information from the game to get through to your computer. The resolution also stated cyber risks should be included within the SMS no later than the first annual verification of the company’s Document of Compliance after 1 January 2021. There is also a fee of 0. 3) Main Steps for Approval. Here are some of the benefits they can offer your business: Handles approximately 42% of UK card payments. Too many organisations focus on avoiding and even eliminating business risks. Standard credit card processing fees generally range from 1. 1. One integration. Leap Payments Helps Overcome the Obstacles. Specialty credit card processing for three decades. Receive reports when merchants and their principals who are under monitoring trigger a risk event. Merchants may be rejected based on the nature of bookings. The best high risk merchant processors like EMB make business ventures hassle-free for everyone. Our solution is proven to mitigate payment fraud and chargebacks while providing a friction-free customer experience. For instance, a gaming license from Curacao typically ranges between 20,000 to 25,000 Euros, while a license from Kahnawake may cost around 50,000 USD. net’s gateways must first find a merchant service provider willing to provide them with a merchant account. Best one-stop shop: First Card Payments. Online casino and gaming merchant accounts from Leap Payments are available for companies in the following industries: Digital Games. It involves the transfer of funds between players, gaming companies, and financial institutions to enable the purchase of in-game items, virtual currencies, or to fund player accounts. Winchester, Virginia, United States. Does. Many online companies may find the process of an offshore high-risk merchant account a sensitive issue, but thanks to our well-established relationships with the banks, the process is smooth and painless. We seek to mobilize our business to address pressing global challenges and deliver high impact initiatives to serve our colleagues, customers, and communities. However, many merchant service providers avoid working with high-risk clients. KIS Payments: Best For Cash Discounting. This makes the POS systems used absolutely critical. High-risk businesses are typically those that are new, have a history of credit problems, or operate in an industry that is considered. But, when gaming gets associated with gambling, the level of risk increases. In 2021, we launched a new roadmap. AMP provides support for third party mods, heavy focus on security, and a sleek web interface for. Supported industries: Adult services, CBD, online dating, vape sales. 🌐 Industry Expertise: In my extensive career, I have garnered invaluable. Financial institutions typically screen merchants through the MATCH list to verify whether they have a history of poor business activities or have ever had their ability to process payments revoked. Flexible Reporting. XanPay is a payment gateway that supports cross-border transactions to both high and low-risk businesses via local payment methods. Mumbai: The Reserve Bank of India ( RBI) wants all licensed prepaid payment instruments (PPIs) — or mobile wallets such as Paytm, PhonePe and Mobikwik — to be interoperable from fiscal 2023, according to a circular issued on Wednesday. The GBO team will be happy to assist you to obtain a Curacao gaming license for your needs throughout our wide network of banks, payment processors and gaming regulators. These types of purchases are usually small, low-risk orders, but can add up to a big hit on a merchant’s bottom line. Leaders Merchant Services – Affordable free credit card processing and budget-friendly custom pricing for low-risk small businesses. For more information, please contact us at 800. Merchant acquirers are immediately fee eligible for their high-risk merchants. Affiliate fraud is illegal activity intended to generate affiliate commissions. Mastercard is committed to preserving the integrity of the payment system and that of its brand and its customers' brands. This pricing is very good in the high-risk. Inquire for terminated merchants. Policies and Procedures 2. Now, let's dive into the top strategies that will help you secure a high-risk merchant account without breaking a sweat: Research, research, research: Don't jump into bed with any old payment. The main difference between online gambling and casino businesses and other businesses such as brick-and-mortar retail stores is how risky these businesses are to acquirers. 4% for mid-risk transactions. Our risk management and fraud prevention solutions empower operators by providing a full suite of customizable tools. Home users often use firewalls to help protect their computers. We offer support to companies who need an online gaming merchant account for a sustainable business. This serves as a request to authorize the transaction for the specified amount. 6. Former Augustana Vikings national champion point guard Jordan Spencer returned to his former college to share lived experience of gambling issues that affected. Electronics & Media is the largest market segment in Europe accounting for 27% of eCommerce sales. It is vital to make sure all other aspects of your business are beyond reproach. Next, be sure that the payment processor can properly manage the high volume of transactions that is common among online gambling merchants. Many software developers have also started offering their games on the. 20% + $0. 20. Account funding, stored-value card purchases, and prepaid loans (non-financial institution) 6540. The Visa Dispute Monitoring Program (VDMP) is for merchants with an unacceptably high chargeback ratio, and the Visa Fraud Monitoring Program (VFMP) is for merchants with a similarly excessive rate of fraud. In general, the price has ranged from approximately €15,000 to €20,000. 4) Avoiding Set-Up Hassles. It acts as the mediator between the customer and the merchant to make payments. Launched as a part of Paytm's ecosystem, this innovative platform brings together entertainment and gaming,. 1 day ago · Synopsis. With the growing rate at which cyber crimes occur, locating a high-risk account provider that processes all transactions safely is vital. Why payments play an instrumental role in the growth of the global iGaming market in 2023 and beyond. 9B by 2023 1. High-Risk Merchant AccountsInstabill. However, there remained a lack of recent regional or global typologies on casinos and gaming, which this report seeks to address. Content of this guide applies to traditional “pull” payments,. Along the lines of many other merchants, they offer coupons to their buyers as well. Gaming and gambling are often categorized as high risk businesses. 2 Merchant Risk 10 Questionable or Unsound Business Practices High-Brand Risk Merchants Sellers Involved in Fraud or Illicit Activity. Best merchant accounts for eGaming businesses PaymentCloud. Being categorized as high risk business, it becomes difficult for such portals to obtain regular merchant accounts. Worldpay. The GBO team will be happy to assist you to open bank accounts to your gambling company. Control authentication: You. 4814. Five reasons to use pre-authorization rules: Save on authorization fees: The pre-authorization rejection rule can determine if the transaction is fraudulent and reject it, so you can avoid issuer authorization fees. 2. EMerchantBroker. Average sales tickets are high. We are able to issue new Curacao sub. The GBO team will be happy to assist you to open bank accounts to your gambling company. We hold and update 16 registers including Jersey companies, business names, foundations, partnerships and security interests. Payment Depot: Best for High-Volume Businesses 3. Mastercard Payment Gateway Services (MPGS) provides advanced payment processing and fraud prevention technology to merchants, technology partners and acquirers across the globe. Merchants, Agents and ISOs -Bitcoins - eGaming - High-Risk. Effective 1 May 2023, Visa will introduce the Visa Integrity Risk Program (VIRP) to replace the Global Brand Protection Program (GBPP). Based on our evaluation, the best high-risk merchant account providers are: Best overall (and most versatile): PaymentCloud. credit/debit cards and cash management. Moonlight Payments stands out as a dedicated payment processing provider for high-risk merchants and specialized industries. Read on for Bob’s insights into where cyberlockers and marketplace merchants fit in the payment system, the risks associated with them, and best practices. Instead, PaymentCloud partners with numerous banks and processors to maximize your odds for initial approval and ongoing account stability. 50% + $0. A competitive payment processing fee for a standard retail small-business account might be 2. years' payment experience. As an operator, you have to acquire new players and keep them entertained and satisfied, but also mitigate risk posed by fraud and gaming chargebacks. MCC 3xxx. 1 Operational Risk 7 3. We can help you tailor a gaming insurance and risk management solution for your precise needs and help you face the unexpected head-on. 1. MerchACT ensures that you get stable, secure payment gateway up and running quickly so you can process payments without a qualm. Also difficult to get bank MIDs so whoever gets MIDs from banks and give good success. 2) What is A High Risk Business. 4. It offers different features and tools for managing an account. Rating: Excellent. Merchants have to strive hard to get an. This solution includes hosted payment pages; one-time, subscription, and one-click billing solutions; risk management; affiliate tools, and end-user customer support. ” Several additional factors go into determining whether a business is a high risk, including the business’s industry, its history of chargebacks, and its average transaction amounts. 01332 477 85301274 649 89301274 649 89501274 649 893. It only takes one high-profile security breach to cost your customers’ loyalty, sink your reputation as.